Hearing Narita speak so confidently, Hikaru also felt reassured. Besides… Hikaru also wanted to learn about Runes because he also had a lot of work to do.

He didn't want to waste a lot of time, so an automaton like Runes was what he needed.

For example, collecting treasure chests in the territory.

Yes, every day there were treasure chests appearing in the territory thanks to Anno's luck.

Of course, he also couldn't do the job of collecting the treasure chests every day, then evolving them, opening, sorting cards ..etc.

It seems that the appearance of Runes had helped him solve most of the difficult problems in the present time. It was like moving from the steam age technology to 21 st century technology.

However, people also needed time to learn how to create and use Runes.

Hikaru now asked, "How long does it take to learn Runes?"

"Hm… it takes a long time… sometimes it might take a month, sometimes a year or more." Narita replied: "It depends on whether the ability and talent of the person learning is suitable for things like Runes or not, this can either lengthen or shorten the learning time."

Hikaru nodded.

Narita continued: "I have materials for learning about Runes, you can learn them by yourself, if you don't understand something, you can ask me."

Hikaru was delighted to hear that, and he took the scroll that Narita gave him. After opening it, Hikaru frowned because he discovered something… he didn't understand anything.

"This…" Hikaru frowned and said…

"Ah! Is it the document about Rune…"

"No, I mean… what language is this?"

Narita: "..."

"You… don't you understand what's written in that scroll? It's the most common language." Narita said, confused.

Hikaru now had to ask Rika.

[It's an ancient language, master. Currently, no one knows this language except the pope of the Saric Sanctuary.]

When Hikaru heard this he said to Narita: "Narita, this is an ancient language, now no one can use this language anymore."

Narita was startled, he didn't think that this common language would be wiped out. Perhaps… his era had sunk into the river of history.

While Narita was thinking about the past, Hikaru asked Rika: "Do you know this language?"

[Of course I know. I can help you translate it into a language you understand.]

Hearing that, Hikaru was a little happy, he said to Narita: "It's okay, I can translate it into the current language."

Narita shook his head and said, "It's up to you."

Hikaru could sense disappointment and loss through Narita's words. He knew what Narita was thinking, it was just… he couldn't comfort Narita.

The Past was the past.

No matter how glorious your past was, it will be forgotten by others.

Narita had to accept that.

Suddenly, Narita looked in Hikaru's direction and said, "It seems… I feel like what you're saying is true."

"What?"

"Your dream… It's so simple yet so comfortable. No matter how hard we try, we will be forgotten by others."

Hikaru nodded but said nothing. On Earth there were once mighty nations, and giant dynasties, but in the end they all became a stone at the bottom of the river of history.

The only thing that would be remembered about them was what would be written on paper.

"Okay, the past is the past, we have to prepare and look to the future. Trying to hold on to the past only makes us more tired, but it's useless."

Hearing Hikaru's words, Narita nodded, "That's right. We must look to the future. So… what do you want me to help you with?"

Hikaru shrugged and said, "Your job is very simple, just like the contract we signed. You will act as my secretary, handle and arrange related affairs, and assist me in building this territory."

"Of course I'll pay you, don't worry."

Narita stared at Hikaru, his voice filled with scorn: "You plundered everything in the ruins, now you're turning those things into my salary and saying that I should be grateful for that. ?"

"Ack!" Hikaru was startled, he smiled shyly: "Hahaha… this… hm… what you get in return will be much better than being imprisoned in that ruins, right?"

Narita sighed: "Haizz, okay, it's up to you. I don't have any other needs right now, anyway."

After that, Hikaru discussed with Narita a bit about the work that Narita would do and the information about this territory.

Afterwards, Hikaru announced that someone would act as a secretary for him and come to discuss things with them through his thoughts and then he left to findi the materials to make the Core Rune. Narita began to review the documents then also left.

In Anno's office, a knock on the door took her by surprise. But after remembering what Hikaru had said just now, Anno thought that perhaps Narita had come to find out more information, and she spoke up.

"Come in!"

The door opened, and a Skeleton dressed as a noble entered with his hands clasped behind his back.

When he saw Anno with a small body like a 12-15 year old girl, he was startled. But then, Narita very quickly greeted her in the manner of an  aristocrat.

Anno glanced at him, she realized what Narita was thinking, and she sighed inwardly.

"This is the first time we're meeting, I'm Narita, Lord Hikaru's new secretary."

Anno also very politely replied: "Indeed this our first time meeting, I am Anno, the financial manager of this territory. Did you come to learn about the finances?"

"That's right. I didn't expect the financial manager to be so young… I'm a bit surprised."

Anno pouted and said, "I'm over 3,000 years old!"

"Heh?!" Narita was surprised… but after seeing Anno's ears, he recognized her as a Dark-Elf.

But… even if she was a Dark-Elf, she was too small.

"Hey! I can tell what you're thinking!" Anno said angrily.

"Ack! Sorry, I…"

"Okay, what information do you want to find out?"

Narita went to Anno's desk, then said, "Master wants to include Runes in the financial management..."

"Runes?!" Anno asked, confused, then Narita explained to Anno about Rune.

After listening, Anno nodded and said: "It seems… that master wants to integrate the Rune into the ID cards of the residents of the territory. People will buy and sell through their ID card, or to be more precise, through the Runes built into their ID card."

"That way, the cash flow Will not be outsourced or smuggled. And the Core Rune will also manage and save everyone's transaction history."

Yes, Hikaru applied the idea of online payment applications to the ID cards.

Thus, the ID card will be like a bank card, and it will help people make transactions easier and faster.

Besides, all transactions are saved inside the Core Rune. So He can track people's transactions to prevent money laundering or smuggling.

Naturally, outsiders who entered the territory were forced to trade things the way his domain was trading.

But in order to do that, his territory must be a place that provides everything the people of this world need.

That's right, Hikaru needed to create things that the people of this world had to use. That way, the inhabitants of this world could buy what Hikaru's domain sells.

But currently, Hikaru's domain has nothing but Soul Points. He had a lot of soul points but no resources.

Anno said: "This is great, however, currently we can only add transactions on ID cards, and transactions between individuals are very difficult to manage."

Narita replied, "Master also anticipated this problem so he explained to me the concept of a bank."

"Bank?"

He explained: "That's right. We will establish a bank, which is the largest soulpoint store in the territory."

"The residents of this territory can get the transaction feature on the ID card through the bank. All cash flows are transacted through banks."

"Hm…" Anno mused, she thought for a long time and then said: "That means… If the salary is paid, then the salary will go to the bank and then be distributed to others. So, the bank is still the main distribution of money?"

"That's right." Narita was a bit surprised, he didn't think that Anno would understand the nature of a bank so quickly.

It must be known that just now, when Hikaru told him about the concept of a bank, he also found it extremely difficult to understand.

It took Hikaru a long time to explain, but he only understood about 60-70% of it.

But when he told Anno, it only took her a few seconds to understand the use of a bank.

Anno continued: "Banking… It's a really cool concept. If people who are not residents of this territory want to trade here, they just have to go to the bank."

"Heh?! Why?" Narita asked, confused.

Anno explained with a smile, "Because the bank will definitely be managed by the royal family, or to be more precise, the owner of this territory, Hikaru."

"That way, when others convert Soulpoint into a trading card, they will also feel more secure."

"Anyone would be nervous about bringing in a large amount of soul points just to exchange for a card and the number on the card in a strange place."

"With the prestige of the royal family, people will feel more secure when depositing money in the Bank."

"Thus, we both collect more money from outside the territory, while forcing others to trade the way we want."

Narita opened his mouth wide, he really hadn't thought of this. But Anno was different, she immediately understood the whole essence of banking.

What the hell is this Dark-Elf girl? Her body is small but her brain is not small.

She is a genius.

No, Hikaru is probably a genius too. The concept of a bank was something that he hadn't really heard of even in ancient times.

But the concept of a bank was explained by Anno and its functions were really amazing. Thus, a kingdom could control its finances easily.

Even if the Bank was a monopoly of a certain kingdom, that kingdom can easily control the finances of the entire empire if it has enough time to develop.

Too awful.

At this point, Narita began to doubt himself, and he thought: 'Was Hikaru's ambition as simple as what he said?'

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